.policy-wrap {
  background: #fff;
  max-width: 95%;
  margin: 24px auto;
  padding: 24px 20px;
  border-radius: 16px;
  box-shadow: 0 8px 18px rgba(12, 36, 86, 0.08);
  color: #111;
  line-height: 1.6;
  box-sizing: border-box;
}

.policy-wrap h1 {
  margin-top: 0;
  margin-bottom: 8px;
  font-size: 1.8rem;
}

.policy-wrap h2 {
  margin-top: 20px;
  margin-bottom: 8px;
  font-size: 1.2rem;
}

.policy-wrap h3 {
  margin-top: 16px;
  margin-bottom: 6px;
  font-size: 1.05rem;
}

.policy-wrap p {
  margin: 8px 0;
}

.policy-wrap ul {
  padding-left: 20px;
}

.policy-wrap li {
  margin: 4px 0;
}

.policy-meta {
  color: #444;
  margin-bottom: 12px;
}

@media (max-width: 640px) {
  .policy-wrap {
    margin: 16px;
    padding: 18px 16px;
    border-radius: 12px;
  }
}